Daily Productive Sharing 489 - How to FIRE?
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Mr. Money Mustache is probably the most famous FIRE (financially independent, retire early). He reflects on his FIRE journey.
Year 1 Stash: $5000 (in a retirement account).
Year 2 Stash: $23,000 ($13k cash/shares, $10k retirement).
Year 3 Stash: 67k ($47k home equity, $10k retirement, $10k cash).
Year 4 Stash: $150k
Year 5 Stash: $250k.
Year 6 Stash: $365k.
Year 7 Stash: $490k.
Year 8 Stash: $600k.
Year 9 Stash: $720k.
Year 10 Stash: 800k or so
There are several points to be learned from.
he had no student loans.
he joined the company retirement plan early on.
he bought early on, but quickly abandoned that habit.
he purchased property very early on.
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Mr. Money Mustache 可能是最有名的 FIRE (financially independence, retire early)。他回顾了自己的 FIRE 历程:
第一年的结余:5000美元;
第二年的结余:23000美元;
第三年的结余:6.7万美元;
第四年的结余:15万美金;
第五年的结余:25万美金;
第六年的结余:36.5万美金;
第七年的结余:49万美金;
第八年的结余:60万美金;
第九年的结余:72万美金;
第十年的结余:80万美金。
有几点值得我们借鉴:
他没有学生贷款;
很早就加入了公司的退休金计划;
早期也会买买买,但很快就改变了这一习惯;
很早就购置房产。
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